Financing Options from Service Experts Heating & Air Conditioning Published on April 24, 2016 Just think: it’s August, inching closer and closer to triple digits, and your air conditioning unit goes out. It just dies. Doesn’t work. No more air conditioning, no more cool air blowing into your home to keep it comfortable. It’s gone. So you call an HVAC company to come check everything and they validate what you already knew – it’s time you purchased a new AC system. And then they tell you something you didn’t know – your new air conditioner is going to cost anywhere from $7,000 to $70,000, factoring in the type of air conditioner(s) you desire, the style of home(s) you have, and the type of energy source you’d like. Okay, what now? Spend the season soaking in sweat and blowing fans over ice? Or shell out all your savings (and maybe sell an organ) to cover the cost of a new system? Or option three? Financing. It’s been reported that over 65% of homeowners considering taking on a home improvement project are planning on financing their project. When you remember that the standard consumer in the United States has no more than $5,000 they can get ahold of, it makes perfect sense. So when life happens and things fail, and unexpected costs such as an air conditioner repair or replacement is mandatory, it is crucial that we have affordable financing options available. At Service Experts Heating & Air Conditioning we have multiple financing options for homeowners looking to replace their HVAC systems. The first category of options are a part of our promotional financing programs, which include no interest or deferred interest. Promotional shoppers are those that will most likely have the available money to pay off the loan short term, typically within 12 months with no interest charges, so long as the amount financed is totally paid off during or before the promotional period expires. Service Experts Heating & Air Conditioning also offers financing alternatives with a lower monthly fixed payment and a reasonable interest rate. This is for people who may not have the full amount as quickly but can afford a lower cost each month. A typical program includes a 7.99% APR for either 60 or 120 months. A new, high efficiency heating and cooling system can cost an average of $10,000. Choosing the 7.99% 120 month loan product can cost as little as $121/month. This program makes a new HVAC system more affordable, while also getting an efficient system that will help decrease energy bills while giving home comfort. The financing programs at Service Experts Heating & Air Conditioning are as follows: Low monthly paymentsNo down paymentNo annual feesNo prepayment penaltiesCompetitive interest rates With so many options, what are you waiting for? Call Service Experts Heating & Air Conditioning today for a complimentary in-home home comfort analysis and we will help you discover which heating and cooling system is right for your home AND which financing option works best for your life. We can’t wait to work with you!